Budget Allocator
Where every dollar goes.
Adjust your numbers below. The allocator protects food and savings first, caps the incidentals leak, and projects your 6-month savings. Your food budget feeds the meal plan generator.
Loading your budget...
Your monthly numbers
After tax, monthly
Rent, utilities, insurance, transport, debt minimums
Groceries + eating out
Coffee, snacks, vending, vapes, drinks, subscriptions
People you feed regularly
Saved automatically. Used by your meal plan + weekly plan.
Recommended allocation
—
Fixed
Food
Incidentals
Emergency
Debt
Savings
Flex
Fixed expenses
Bills, transport, insurance
—
Food
—
—
Incidentals (capped)
—
—
Emergency fund
Auto-transfer next payday
—
Debt payoff
Above minimums, highest APR first
—
Long-term savings
Brokerage, retirement, big goals
—
Flex / lifestyle
Hobbies, entertainment, gifts
—
$0
Monthly savings
$0
6-month projection
$0
Annual projection